personal banking
A bank’s job is to provide customers with financial services that help people better manage their lives. As technology advances and competition increases, banks are offering different types of services to stay current and attract customers.
Whether you are opening your first bank account or have managed a checking account for years, it helps to know the different types of Banking Services available. This ensures you get the most out of your current financial institution. Deciding which services are most important can lead you to the bank that best fits your needs.
Checking accounts Savings accounts Debit and credit cards Merchant services (credit card processing, reconciliation and reporting, check collection) Treasury services (payroll services, deposit services, etc.) Digital Banking—The ability to manage your finances online from your computer, tablet, or smartphone is becoming more and more important to consumers. Banks will typically offer digital Banking Services that include:
personal Banking—Banks typically offer a variety of services to assist individuals in managing their finances, including: